Automate credit control and management to reduce outstanding

Manage and fix credit limits for customers to auto-check credit exposure before confirming orders. Bring down outstanding in your distribution business of FMCG, F&B, and other goods.
Super awesome App features and customer service support.

Syed Rasik

FMCG Distributor, Tamil Nadu

With Distributo, we have grown 10 times in the last 5 years.

Sanjeev Khurana

FMCG Distributor, Punjab

We have grown on monthly revenue of around 200x with Distributo.

Kishore Nair

F&B Distributor, Bengaluru

Uncontrolled credit exposure in market can
lead to huge outstanding and bad debt!

Outstanding in the distribution business is common; although, if left unchecked,
the business may face a loss in net margin.

Late Payments?

Late payments become an issue while selling goods on credit.

  • Big orders fulfilled from retailers without capacity to timely pay-back
  • Missed checking past dues before dispatching new goods on credit
  • Lack of compiled outstanding at one place, leading to irregular follow-ups

Payment Defaults?

Excess credit to poorly performing customers or customers in financial crisis lead to payment defaults.

  • Mismanaged retailers lack capacity to pay back
  • Micro businesses lacking accountability may not bother paying back
  • Past dues and invoices go unchecked while taking new orders

Manual Outstanding checks?

To prevent excess credit from being given to a customer every order needs to be checked.

  • Personally checking every bill is difficult when a business is growing
  • Asking billing staff to do a credit check on every order is inefficient
  • Manual check leaves many loopholes and excess credit can slip through gaps

Outstanding in Market Increasing?

Increasing market outstanding can become very hard to control.

  • Manually Tracking outstanding is difficult on a regular basis
  • Outstanding regularly increases every time more credit is given new order than the payment made for past dues
  • Lack of automation leaves many loopholes and gaps

Late payments and increasing defaults hold your business back from growth

Unmanaged credit results in rising market outstanding. It can adversely affect business cash flow and growth.


Increases credit outstanding

Manual credit management leads to an increase in receivables.

  • Goods are delivered, despite outstanding
  • Missed checking out past dues

Eats away profit margins

Poor credit management leads to defaults and bad debt that hurts your margins.

  • Cost of capital increases because of interest
  • One payments default can off-set profits of multiple orders

Cash Flow Issues

Excess goods given to businesses with poor credit performance leads to

  • Late payments which affect your working capital
  • Increase in Daily Sales Outstanding

Holds back business growth

A big majority of businesses can’t survive or grow due to poor credit management.

  • Expansion plans are on hold because of fear of credit mismanagement
  • Rising bad debts can leave your business unviable

Checking every order personally can’t go on for long

You personally checking dues before processing every orders, will take lot of your time.

  • Prevents you from focusing on bigger aspects of your business
  • High dependency on you will hold you from growing the business

Staff manually verifying outstanding leaves many loop-holes

Over-sight and mistakes are bound to happen when staff manually checks credit exposure.

  • Tedious to check due invoices and outstanding
  • Credit checks might get missed in some orders

Credit check every order automatically and control your market outstanding

Realize revenue faster by managing credit systematically. Reduce outstanding
and boost cash flow in your distribution business.

Credit Ratings

Multi-Level Credit Worthiness Ratings

Define multiple levels of credit ratings based on credit worthiness of your customers.

  • Limit max credit amount that can be given
  • Limit number of days invoice can be outstanding
  • Limit max number of invoices that can be outstanding
Limits and Factors

Assign Credit Ratings & Factors to Customers

Classify and assign credit ratings to your customers.

  • Classify customers based on their past payment history, due payments
  • Assign credit ratings to customers
  • Override credit limits for specific customers in exceptional scenarios
Auto Credit Checks

Auto-Check Credit Limits

When ordering and billing, the credit limits are automatically checked.

  • Every order undergoes automatic credit check and an order is not confirmed if the check fails
  • All factors, including in-process recent orders, uncleared cheques etc are considered
  • Special credit leeway can be given to allow orders to be processed in one-of cases

Automate credit management and reduce credit outstanding

Reduced credit outstanding

Fix limits for each customer segment, and auto-stop billing for new orders when limits are breached.

Prevent credit from slipping out

Plug loopholes by considering in-process orders, payments during credit checks and not just.

Replace manual checks

Replace manual work with automated solutions and cuts down on time spent checking outstanding.

Improves DSO

Manage credit and reduce outstanding to boost Days Sales Outstanding by giving more credit to the customer who pays faster.

Increased visibility

Get a clear picture of credit outstanding and overdue information by analysing outstanding reports.

Streamline outstanding collection

Manage outstanding with handy area-wise, beat-wise, or salesman-wise reports, and collect faster.

Empower your business to expand freely with auto credit control

Achieve your growth with technology you can trust.

  • Reduce the stress of manual checks
  • Avoid worries of oversight by staff
  • Enable staff to get done more with less effort
  • Auto hold new order when past dues are not clear
  • Track outstanding easily and get paid faster

See what our customers have to say about us


We are able to handle 6000 active customers with the help of Distributo DMS. We have grown 10X within last 5 years.

Sanjeev Khurana

FMCG Distributor, Punjab


When we started with Distributo, we are 1 brand, and now we are sitting with 6. I would have grown on monthly revenue, around 200X.

Kishore Nair

F&B Distributor, Karnataka


With Distributo, everything is easy and comfortable. In a day, easily we saved 4-5 hours and we can spend more time on business productivity.

N Shudeendra

FMCG Distributor, Karnataka

Think Growth. Try Our Solution Today.

Sign up now and explore our demo account. See how Distributo can
power your distribution business to grow at scale.

Frequently Asked Questions

Yes, for that you can set the outstanding invoice limit as 1.

Yes, for that you can set the outstanding days limit as desired(N) number of days. eg. Stop new billing if any invoice is due for more than 30 days..

Yes, for that you can set the credit limits as desired(X)amount. eg. Stop new billing if outstanding is going to exceed $10,000.

Yes, you create multiple levels of credit ratings and assign different ratings to different customers. If required you can override limits of specific customer as well..

This software is specially designed to manage distribution business like distributors, stockists, dealers, marketers, and wholesalers.

Yes, you can check beat-wise, salesman-wise, and overall outstanding reports.

Have a question? Call us on +91-8277208080

Contact our solution experts for any help. They will help you
answer any questions you may have.

Or you can always write to us at


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